WHAT WE DO
From Disability Insurance coverage for both impaired and non-impaired individuals, to our specialty, Guaranteed Standard Issue (GSI) plans for large groups of executives and professionals, IDU offers superior insurance solutions to help Agents succeed.
WHO WE ARE
IDU is a North American Accident & Health specialty insurance company selling, underwriting, and issuing policies on behalf of a selection of trusted carriers for over 30 years. Our carrier partners are of the highest caliber in the industry allowing IDU to maintain our commitment to providing multiple, exceptional coverage options for our Agents.
OUR PRODUCTS
Executive Disability Benefits
Mutli-Life Executive Carveout
Plan designs are tailored to fit the organization's needs and group profile.
Critical Illness
Lump-sum benefit following the diagnosis of a critical illness.
Personal Income Protection
Disability Insurance - High Limit Excess
High-Limit Personal Income Disability Protection for high earners.
Disability Insurance - Impaired Profiles
Coverage for pre-existing medical conditions and high-risk occupations.
Non-traditional Occupations & Risks
Coverage for those otherwise declined and/or restricted by the domestic market.
Business Products
Key Person
Protecting businesses against the loss of key personnel.
Buy Sell
Coverage for contractual disability buyout needs.
Business Overhead Expense (BOE)
Helping businesses cover costs when impacted by disability.
Loan Indemnification
Protection against the sudden inability to repay a loan.
Death Benefits
Contract Protection (CPI)
Death benefit policy protecting sensitive contractual business agreements.
Failure to Survive (FTS)
Critical Asset Protection (CAP) for key individuals in the event of death.
Accidental Death & Dismemberment (ADD)
Mitigating the financial burdens that inevitably arise from an accident.
Specialty Risks
Entertainment
Entertainment industry protection from a temporary or career ending disability.
Sports / Athlete Insurance
Insurance protecting athletes suffering an injury or sickness.
LATEST NEWS
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At IDU, Inc., we are always happy to assist our you and answer any questions you may have. Please don't hesitate to Contact Us or Request a Quote today!